Martin LewisAskRoseHM Revenue and Customs

Martin Lewis warns 210,000 owed average £8,377 in state pension back pay; HMRC errors affect parents from 1978 to 2010

Martin Lewis has alerted 210,000 individuals potentially owed an average of £8,377 in state pension back pay due to HMRC errors from 1978 to 2010. The total owed in underpayments has surpassed £800 million, affecting those who cared for children or disabled relatives.

GB News GB News26 July 2026 · 14:51 UTC
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Martin Lewis has issued a critical warning regarding potential state pension back payments for approximately 210,000 individuals due to historic errors by HM Revenue and Customs (HMRC). These errors, linked to the Home Responsibilities Protection scheme, could result in an average underpayment of £8,377 per person.123

The scheme, which was active from 1978 to 2010, aimed to safeguard the pension rights of those who reduced their working hours or ceased work to care for children or disabled relatives. The total amount owed in state pension underpayments has now exceeded £800 million.4

Lewis emphasized the urgency of the situation, stating, 'The Govt was contacting people, but isn't any longer. Thus the onus is on YOU to proactively check.' In September 2023, HMRC began a letter campaign to inform potentially affected pensioners, sending out over 370,000 letters. However, the response rate was only eight percent.56

Pension reclaim firm AskRose is currently assisting around 100,000 women who may be eligible for compensation. Tragically, some clients have died waiting for their claims to be processed. One woman, named Cilla, shared her experience, stating, 'I've just received 15yrs' back pay from HMRC of £31,674 for underpayment of my pension.'8910

Key Insight
“Lewis wrote that the government stopped contacting affected individuals, shifting the onus to claimants to check proactively; the initial letter campaign to 370,000 pensioners had only an 8% response rate. Separately, Cilla received £31,674 for 15 years of back pay; AskRose reports dozens of its clients died before receiving compensation.”
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GB NewsGB News
“Around 210,000 people across Britain could be owed thousands in state pension arrears because of historic HM Revenue and Customs (HMRC) errors involving the Home Responsibilities Protection scheme.”
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